abusive use of credit card accessories of credit accreditation accredited healthcare administrative law aggravated fraud appeal approval assignment of credit assignment of family home banking law bankruptcy bankruptcy law building bonuses Burden of proof case law cassation Civil law claim report collectible credit compensation conclusive facts conditional intent Constitutional Court consumers contractual clause contractual evidence contractual liability contributions corruption Court of Appeal of Bari Court of Cassation Covid-19 credit credit compensation credit fraud credit institutions credit opening credit rights creditor protection creditor's liability creditors creditors' rights credits criminal confiscation criminal law criminal liability defense consortia delay directors' liability disputed credits embezzlement extraordinary administration false invoices family law forced sale foreclosure fraudulent bankruptcy good faith governing law guarantee healthcare services impersonation ineffectiveness influence peddling inheritance community inheritance credits inheritance debts insurance compensation insurance law intangible assets international law Italian jurisprudence judgment judgment 19358 judgment no. 21431 jurisdiction law no. 154 of 1992 liability of directors Lugano Convention mortgage creditors notice to creditors nullity of provision obligations Order Order No. 18522 ordinary jurisdiction ordinary revocation passive insinuation payments pre-emption preferred credits preventive agreement preventive arrangement preventive confiscation preventive measures preventive seizure private law protection of creditors public administration real estate transfer Revenue Agency revocability right of defense right of residence rights of creditors ruling ruling 18/2023 ruling no. 2625 ruling Supreme Court securitization sentence 48472 separate assets separation share capital succession law Supreme Court Supreme Court ruling tax compensation tax credit tax evasion tax fraud tax incentives tax law tax legislation tax notice tax return Transfer of credit unjust enrichment VAT credit