In 2019, the Court of Cassation issued judgment No. 14362, addressing a crucial issue in civil law: compensation for damages in road accident cases and the matter of offsetting indemnities against compensation claims. This article provides an in-depth analysis of the judgment, examining its implications for the families of accident victims and the legal principles involved.
The appeal filed by B.A., M.P., and B.C. concerned the rejection of their claim for lost profits compensation following the death of a relative in a road accident. The heirs had already received compensation from INAIL and contested the decision of the Court of Appeal of Messina, which had denied their request for additional compensation.
The annuity in favor of the relatives of a road accident victim serves as an advance payment for the compensation of economic loss caused by the death of the deceased family member.
The Court examined two fundamental principles: "compensatio lucri cum damno" (offsetting of profit against loss) and the distinction between social security indemnities and civil damages. According to case law, the indemnity received from INAIL must be deducted from the total compensation claimed to avoid double compensation. The Court confirmed that the right to compensation cannot overlap with social security indemnity, as each benefit has a different legal purpose.
This judgment has several implications for the families of road accident victims:
Judgment Cass. civ., Section III, No. 14362 of 2019 represents an important reference point for damages compensation law in Italy. It clarifies the relationship between social security indemnities and compensation claims, emphasizing the need for a balanced approach that protects the rights of the injured parties without harmful overlaps. For legal professionals and victims' families, understanding these principles is essential for navigating the complex landscape of damages compensation.