Bank usury is a phenomenon that affects many citizens and businesses, representing a serious violation of financial law. It is a practice in which credit institutions apply interest rates that exceed the limits allowed by law, constituting a real crime. In this context, relying on a competent lawyer is essential to protect your rights.
Bank usury occurs when a credit institution, such as a bank, applies interest rates that exceed the threshold rate periodically established by the Bank of Italy. This rate is defined based on the average rate practiced in the market, increased by a percentage of default.
"Bank usury is a crime that can have very serious consequences for those who suffer from it, compromising the financial stability of individuals and businesses."
Recognizing bank usury is not always simple, but there are some signs that can help you identify this illegal practice:
Those involved in bank usury cases may suffer serious economic and legal consequences. Italian law provides severe penalties for banks and credit institutions that practice usury, which may also involve the nullity of abusive contractual clauses.
Relying on a lawyer experienced in banking law is crucial for effectively managing a usury situation. Lawyer Marco Bianucci and his team offer specialized expertise to address and resolve issues related to bank usury, ensuring comprehensive and personalized assistance.
Bianucci Law Firm stands out for its deep knowledge of banking law and its rigorous approach to defending clients' rights. Here are some reasons to choose our firm:
If you suspect you are a victim of bank usury, do not hesitate to contact us. Our team of experts is ready to offer you advice and support to protect your rights. Call or write to our office to schedule an appointment and discover how we can help you resolve your issue.
Trust Bianucci Law Firm for effective and professional defense. We will guide you competently through every phase of your case, ensuring that your rights are fully protected.