Getting justice after a financial scam

Discovering you have been a victim of a financial scam is a deeply destabilizing experience, combining economic damage with a strong sense of vulnerability and frustration. Whether it's fraudulent online investments, phishing, or pyramid schemes, the complexity of these frauds can make anyone feel powerless and uncertain about how to proceed. Understanding your rights and the available legal avenues is the first, fundamental step to begin a recovery process. In these situations, the support of an expert compensation lawyer in Milan is crucial to analyze the situation, identify responsibilities, and structure an effective legal action aimed at recovering lost sums.

The regulatory framework for victim protection

In Italy, the protection of victims of financial scams is based on various legal principles. In addition to the criminal relevance of the crime of fraud, provided for by article 640 of the Penal Code, there is an important civil dimension aimed at compensation for damages. Often, legal action is not limited to prosecuting the perpetrator of the fraud, who may be difficult to identify or insolvent. Jurisprudence has consolidated the principle that even financial intermediaries, such as banks or credit institutions, can be held responsible. This occurs when they have not adopted all necessary security and due diligence measures to protect their clients, for example by authorizing anomalous operations or not having adequate alert systems. The objective of civil action is therefore to demonstrate the negligence of the intermediary to obtain reimbursement of illicitly subtracted sums.

The Bianucci Law Firm's approach to loss recovery

Addressing a financial scam case requires a strategic and multidisciplinary approach that goes beyond a simple complaint. The approach of attorney Marco Bianucci, an expert compensation lawyer in Milan, focuses on a meticulous analysis of every phase of the matter to build a solid recovery strategy. The first step consists of a detailed reconstruction of the facts, gathering all available documentation: emails, conversations, transaction records, and communications with the bank. Subsequently, a technical and legal analysis is carried out to identify any profiles of responsibility on the part of the financial intermediaries involved. The primary objective is often to initiate an out-of-court action, presenting a formal complaint to the credit institution to obtain compensation in a timely manner. If this path does not lead to a satisfactory result, judicial action is evaluated to assert the client's rights in court.

Frequently Asked Questions

Can I recover money lost in an online scam?

Recovering lost sums is a concrete goal, but success depends on many factors. It is essential to act promptly and gather all evidence. The possibility of recovery significantly increases if it is possible to demonstrate a responsibility, even partial, of your bank or another financial intermediary that did not adopt due precautions to prevent the fraud.

Is my bank responsible if I was a victim of phishing?

The bank's responsibility may exist. Credit institutions have a duty of diligence and must equip themselves with advanced security systems to protect customer accounts. If it is demonstrated that the security systems were inadequate or that the bank did not act correctly in the face of suspicious operations, it may be called upon to compensate the client for the loss suffered. Each case, however, must be evaluated individually.

How long do I have to take legal action after a financial scam?

It is essential to act as quickly as possible. For compensation actions, limitation periods vary depending on the nature of the liability (contractual or non-contractual), but it is always advisable not to wait. Immediate action not only respects legal deadlines but also increases the chances of tracing funds and effectively challenging fraudulent operations.

What should I do immediately after discovering I've been scammed?

The first actions are crucial. It is necessary to immediately block credit cards or involved accounts by contacting your bank. Subsequently, a formal complaint (denuncia-querela) must be filed with the Postal Police or another law enforcement agency. Finally, it is essential to collect and preserve all evidence of the scam (screenshots, emails, messages, transaction details) and contact a lawyer for consultation.

Contact the firm for an evaluation of your case

Financial scams are complex matters that require specific expertise in banking law and compensation for damages. Relying on a professional allows for a correct evaluation of the chances of success and for undertaking the most effective actions to protect your rights. If you have been a victim of fraud and are looking for assistance from an expert compensation lawyer in Milan, you can contact the Bianucci Law Firm for an in-depth and personalized analysis of your case.